![]() Much easier than PayPal's "sandbox" system. Extremely easy to try things out in a test mode before switching to live data.( Here's a great argument against obsessing over a couple of percentage points). Reasonable fees, close to PayPal, and way less than the full-service providers like FastSpring and eSellerate.I had a bunch of newbie questions that were answered quickly and helpfully. The documentation has examples in PHP, Curl, Ruby, Python, and Java! In fact, the documentation is "live," so that if you are logged in, the example code is hooked up to your test-data API keys, so you can just try it out right away. The company and their website are very developer-centric.It's much easier to implement than PayPal (with its crazy IPN and PDT notifications) or full-fledged payment gateways.Here are some aspects of Stripe that I like: Finally, a way to process credit cards that lets us control the experience on our own site, but also easy to implement. So when I heard about Stripe, I was thrilled. ![]() Plus, it's hard to make the payment processor's site appear seamless to the user - it's usually obvious that they are going to another website. I don't like the idea of not having control over customers' experience or not being able to even measure how successful the interaction is, because buyers would be going off-site. They didn't integrate into our customer database system very well, and, like other similar processors, they function by taking users away from your site and onto their site. I'd heard great things about FastSpring from fellow indie Mac developers, and we did actually use them as an alternate processor for a while, but I just wasn't that thrilled. Just understanding all of the pieces we'd have to get working, and the compliance hoops we would have to jump through was overwhelming, so I didn't make it far into my research. Plus, I know there are a lot of potential customers who hate PayPal, or maybe it just doesn't work in the country where they live.Ī couple of years ago, I looked into getting a full-fledged merchant account and setting up a shopping cart gateway, but it was absolutely daunting. If I see a website that only accepts PayPal, it doesn't feel as much like a "real business" as one that processes the credit card themselves. Yes, I've heard some horror stories about merchants' accounts being frozen, but my main issue was that it just felt slightly second-class. But I was never really happy with it being our primary way of processing credit cards. For the past five years or so, we had been mostly using PayPal to collect payments from our customers.
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